About Us

What is Newday Impact Investing?


Newday Impact investing is a platform that allows users to invest in initiatives that matter to you. Our investment portfolios include themes like Climate Action, Ocean Health, Animal Welfare and many more. Users are able to control how much money they want to allocate into a portfolio.




What is Impact Investing?


Impact investing means investing into for-profit companies, projects, or individuals that support social and environmental change while getting a financial return. In our case, we only focus on publicly traded companies. Whether you’re interested in supporting a specific company or an entire industry, impact investing is one of the best ways to give weight to your voice. Choosing investments based on your values and philosophy may strengthen your portfolio, encourage organizations to act responsibly, and help safeguard the world around you for future generations.




How is Newday different?


Most investors don’t actually know what companies they are invested in. At Newday, we select the companies in our portfolios based on impact and performance. Shouldn’t everyone know exactly where their money is going? To keep our clients informed, we curate news related to the companies in your portfolio and to the impact themes that you care about.




How do I contact Newday?


Newday has in app chat support. We operate out of our San Francisco office and our support team currently adheres to the hours of operation from 8am – 5pm. For inquiries that occur after 5 pm or on the weekend, expect a longer than 1 hour delay or a response on the next business day. If you would like to reach out to us directly please contact us at support@newdayinvesting.com




What are your fees?


Newday charges 0.75% of assets under management (AUM) annually. That means if you invest a total of $100 we only charge you 75 cents. That’s not even one cup of coffee! Newday also donates 5% of revenue from our asset management fees to our NGO partners. If you are a student Newday doesn’t charge any fees for your assets under management. Please make sure to sign up with your school email in order to be eligible.




How does Newday make money?


We make money by charging a small percentage of your overall portfolio value. The annual fees are paid quarterly based on your account value at the end of each calendar year. Example: If you invested $100 with a 0.75% management fee, your fee for the year would be 75 cents.
We also donate 5% of our revenue to our NGO partners. For more information please visit our website to view all our NGO partners.




I heard students are able to get their management fees waived. How do I verify that I am a student?


In order for us to verify you are a student, please sign up for a Newday account with your school edu email address.




How does the Newday select the companies in the portfolios?


Newday collects data of over 3,000 large, mid-size, and small companies across the globe. Our analytics team studies data provided by our research partners and identifies the most important factors that contribute to the selection process. We then exclude companies that have major controversies such as alcohol, firearms, and tobacco or other major negative headline news. We then rank each company across three pillars of overall environmental stewardship, social policy, and executive transparency. From here we assign an impact score based on the portion of revenue that is sourced directly from impactful operations.




What are fractional shares?


Fractional shares offer investors the ability to own less than 100% of a single share. Fractional shares allows investors to invest in companies with a lower commitment of capital. All investments in a portfolio with Newday are invested as fractional shares. Fractional shares allow us to give our users a well rounded diversified stock offering in our portfolios with minimum investment capital.





Getting Started

How do I get started with Newday Investing?


Please follow these steps to open your Newday Investing account. Our account minimum is $100 and it gives you access to a selection of impact investing portfolio themes. 1. Download the Newday app on your App store or Google play store. 2. Follow the step-by-step on-screen prompts to create your account. 3. We will ask you a few brief questions so we can customize your investment portfolio – this can be changed at any time. 4. After the last question, you’ll be asked how much you’d like to invest 5. Set up a recurring deposit if you’d like. 6. You will then be prompted to link your bank account and finish up with some personal account opening information. 7. Welcome to Newday!




How do I invest the funds in my account?


Your funds are automatically invested within one or two business days of deposit. Make sure to go to your account and allocate how much you’d like your investment amount to be distributed between our portfolio.




What is the minimum amount to open an account with Newday?


$100 is the minimum required amount to start investing with us. We requests that the you select one (1) portfolio from the recommended portfolio allocation with a $100 investment and a $100 investment for each additional portfolio. The minimum helps our users get a more diverse offering in portfolio allocation.




What portfolios can I invest in?


Newday provides customers a unique opportunity to invest in portfolios which are curated from the United Nations Sustainable Development Goals (SDGs). Our portfolios include themes in Global Impact, Animal Welfare, Climate Action, Diversity & Inclusion, Sustainable Agriculture,, Ocean Health, Clean Water and Stakeholder Capitalism. If you have a portfolio theme you’d like to see on Newday in the future, please send us your thoughts. We are always in the works to develop more portfolios to satisfy all our customers needs.




What is the difference between account value and invested amount?


Account value is the total value of your money including returns/losses with Newday. Invested amount is how much money you’ve actually invested. Example – you invest $100 into your account which is your Invested amount. If your portfolio goes up 5%, then your total Account value is now $105, but your invested amount still remains at $100.




My account is still under review, what should I do?


If you still see your account under review and you’ve submitted your government issued ID for verification please send us a message in the in-app messenger. We will help expedite the process.




What are the requirements for opening an investment account?


To open an investment account with Newday, new users must be at least 18 years old and be a U.S. resident with a social security number.




How long does it take to open an account?


It will take 1-3 days, depending on when you submit a request. After you create your account, you’ll need to provide a government issued ID. Once all account application information is approved your account will be opened.




Can I open an account even though I am not a U.S. citizen or green card holder?


Currently, all Newday users with an investment account must be a U.S. resident with a social security number and be at least 18 years old. We are working hard to accommodate all customers so keep an eye out for any updates in the future.




How many accounts can I open?


A single user can open an individual investment account, and an IRA account.




What types of investment accounts does Newday offer?


Newday currently offers Individual investment accounts, and IRA investment accounts. IRA Retirement Account (IRA) – is an investment account designed for building retirement savings. Traditional IRAs offer tax benefits. Keep in mind that to avoid a withdrawal penalty when taking money out of a traditional IRA, you’ll need to be age 59 ½ or older to meet specific requirements.





Investing

Is each portfolio theme diversified?


Every themed portfolio at Newday has a range of 20 – 30 companies weighted and diversified based on various measurements that align with ESG scoring. Newday uses fractional share investing to make sure our customers are able to get the best offering possible through diversification.




Where are my investments with Newday being held?


Your Newday investments are held with our partner brokerage firms. Brokerage services are provided by Apex Clearing Corporation to Newday Digital Platform Clients or by Charles Schwab to Newday Premier Clients. Both firms are SEC registered broker-dealers and members of FINRA/SIPC.




How do I move money into my Newday investment account?


After you have linked your bank account to the Newday app you can select the “move money” option in your profile to move money.




Can I open multiple investment accounts?


Users are allowed to open a single individual account, a single IRA account and a Custodial account.




Where does Newday get their data from?


Newday gets their data from a variety of technology partners like Thomson Reuters, Xignite, SIFMA, and others.




What are fractional shares?


Fractional shares offer investors the ability to own less than 100% of a single share. Fractional shares allows investors to invest in companies with a lower commitment of capital. All investments in a portfolio with Newday are invested as fractional shares. Fractional shares allow us to give our users a well rounded diversified stock offering in our portfolios with minimum investment capital.




Why doesn’t Newday offer more portfolio themes?


Newday is always looking to expand our portfolio theme options. We align our themes with the United Nations Sustainable Development goals. Keep an eye out for news about new upcoming portfolio themes we will be launching. If you would like a specific theme that you see from the United Nations Sustainable Development goals send us an email, and let us know what you’d like to invest in. Newday values and listens to all our customers opinions, so we’d love to hear from you!




Can I choose to take an individual company out of a specific portfolio?


Unfortunately, users can’t select individual companies to be removed from a portfolio. Newday constantly monitors worldwide news and events to make sure all our companies in our portfolios are meeting Newday’s high impact standards.




Is there a way to invest in individual companies and not an entire portfolio?


Here at Newday, we help our customers in invest in companies through fractional shares in our portfolios. We do not support investments in individual companies.




Can I readjust my allocations?


Yes, if you select your investment account on the app it will open the portfolio allocation menu. You can adjust how much your investments are allocated.




What investment options does Newday offer?


We offer our customers an individual account, and an IRA account.




How often does Newday rebalance the portfolios?


We rebalance our portfolios every quarter of the calendar year. We make sure the companies we have in our portfolio themes are maintaining our strict scoring requirements and will make adjustments if necessary during the re-balance. In the event a company has drastically failed certain metrics, we will immediately consider removing said company from our portfolio, regardless of the time of year.




Does Newday provide any financial advice?


At the moment Newday does not provide any financial advice. Newday always puts our customers interest first, so we make sure our portfolios are diversified to help spread the risk.




The app keeps crashing. How do I access my account?


If your app keeps crashing please check to see if you have the most updated app version from the Apple or Google Play Store. If you have the latest version of the app and it is still crashing please delete the app and download it again. This should fix the crashing. If not please contact support@newdayinvesting.com and we will help resolve your issues.




Do you hold any cash on my investment account?


Newday holds 5% of your total investment capital in cash.




How do I close my account?


If you would like to close your account, please submit a request to support@newdayinvesting.com. We will manually close your account and liquidate all your investments back to you. The process requires us to sell all your investments, then submit a bank transfer request to your bank account. Depending on when the request has been made, please allow approximately 4-5 business days for completion.




How long does it take to close my account?


The process requires us to sell all your investments, then submit a bank transfer request to your bank account. Depending on when the request has been made, please allow approximately 5-7 business days for completion. If you request a withdrawal the positions must be liquidated and there is a settlement period. Settlement and your funds will take trade date plus 2 business days. Please note – If you unlink your bank there is no way to transfer the funds back to your bank. If you would like to close your account, please submit a request to support@newdayinvesting.com. We will manually close your account and liquidate all your investments back to you.





Bank Linking

Can I link more than one bank account?


Currently Newday users can link one bank account at a time. We plan on having the option to link several bank accounts in the near future. In order to change your linked bank account please unlink your original account and connect the new bank.




My bank isn’t listed, how do I link my bank?


If you don’t see your bank listed as one of the options you can select manual link. You will be prompted to input your bank details.




How do I unlink my bank account?


Go to your account profile in the app and select the linked bank account option. Then select unlink bank from the drop down options. Please note, if you unlink your bank account and submit a withdraw request there won’t be anywhere for us to send your money to. Please do not unlink your bank account if you are waiting for a withdrawal.




What is a micro deposit verification?


Some banks do not have electronic verification, so we need to verify the account with micro deposits. If you are linking your bank account manually you will need to have micro deposit verification. Two small test deposits will be temporarily deposited to your bank account. This will help verify whether the account information is valid. The micro deposits will be reversed after confirmation. The two micro deposit values will need to be entered into your Newday account for us to verify the amount.




How do I withdraw money from my investment account?


If you would like to withdraw a portion of your money in an investment account you can select the value you would like to withdraw from the investment account home page.* If you would like to withdraw your entire account value we will need to close your account. Once the account is closed all funds will be sent to your linked bank account. Please do not unlink your bank account, otherwise there will be no way for us to spend the money to you. *If the remaining balance falls below recommended portfolio allocation amounts the entire portfolio may be liquidated.




I need to withdraw my funds, how long will it take to receive my money?


Investments will need to be liquidated first which takes 3 business days, then the withdrawal process will take an additional 1-3 days depending on the timing of the withdrawal request.




Does withdrawing all my funds close my account?


Yes, at this time if you choose to withdraw all your funds your account will be closed. If you would like to withdraw all your funds but still keep your account open please send us a message in the in-app support chat.




Can I withdraw all my funds and still keep my account open?


If you would like to withdraw all your funds but still keep your account open please send us a message in the in-app support chat.




How long does it take for my deposit to clear?


Your deposit will take 5 business days to clear into your Newday account, depending on the time you submit the deposit request.




How long does it take for my money to be invested?


Your money will be invested in the next business day as it clears into your account, depending on the time of the day you submit the deposit request.




Why does the app say I have made two transfers when I only made one?


The app notifies you when a transfer is pending and when it has posted. If you have checked and this is not the case, please contact us at support@newdayinvesting.com or in app support.




I submitted a transfer request from my bank to Newday but I realized I do not have sufficient funds in my bank account. What will happen?


If you do not have sufficient funds in your bank account the deposit will be returned. You may be charged a $30.00 NSF fee for the returned ACH transfer.




How do I cancel a transfer from my bank to my Newday account?


If the transfer hasn’t already processed, users will be able to cancel the transfer by selecting the transaction history in their accounts. If the transfer has already processed and you do not have sufficient funds in your bank account the deposit will be returned. You may be charged a $30.00 NSF fee for the returned ACH transfer.




Can I set up recurring deposits?


Yes, under manage your account section in the app users can set up and edit a recurring deposit. Please make sure that you remember that you have a recurring deposit set up and that you have funds available in your account. If the transfer has already processed and you do not have sufficient funds in your bank account the deposit will be returned. You may be charged a $30.00 NSF fee for the returned ACH transfer.




How do I change my recurring deposits?


If you go to your profile in the app and navigate to the manage your account section you will be able to edit your recurring deposit.




How do I know if my recurring deposit has been set up?


If you check your investment home page, you will see your account balance. Underneath there is a section called “contribution frequency” where you will be able to see how much and how frequent you scheduled your deposit.




What is contribution frequency?


Contribution frequency will be displayed only if you set up recurring deposit. If you did set up recurring deposit you will see the value of the deposit displayed there.





Security

How does Newday protect my investments?


Your Newday investments are held with our partner brokerage firms. Brokerage services are provided by Apex Clearing Corporation to Newday Digital Platform Clients or by Charles Schwab to Newday Premier Clients. Both firms are SEC registered broker-dealers and members of FINRA/SIPC. All Newday investment accounts are SIPC insured via our brokerage partners. SIPC is investor insurance. SIPC insures customers of brokerage firms for up to $500,000 in net equity in each account. That includes up to $250,000 in cash balances. So through our brokerage providers your investments are covered. For more information please visit – SIPC




Are my investments FDIC insured?


FDIC insurance covers deposits not investment products. This means Newday investment accounts are not insured by the FDIC. That doesn’t mean you investments are not secure with us. Investments with Newday are held with our brokerage providers, Apex Clearing Corporation for Newday Digital Platform Clients or by Charles Schwab for Newday Premier Clients , both firms are SEC registered broker-dealers and members FINRA/SIPC.




What does SIPC mean?


SIPC is investor insurance. SIPC insures customers of brokerage firms for up to $500,000 in net equity in each account. That includes up to $250,000 in cash balances. So through our brokerage providers your investments are covered




What is FINRA and SIPC, and how does it protect my investments?


All investments are held with our provided by Apex Clearing Corporation to Newday Digital Platform Clients or by Charles Schwab to Newday Premier Clients , both firms are SEC registered broker-dealers and members FINRA/SIPC. FINRA is a Financial Industry Regulatory Authority Ins. They are a private corporation that acts as a self regulatory organization (SRO). It is a non-argumental organization that regulates member brokerage firms and exchange markets. This government agency which acts as the ultimate regulator of the securities industry is the Securities Exchange Commision (“SEC”). SIPC is investor insurance. SIPC insures customers of brokerage firms for up to $500,000 in net equity in each account. That includes up to $250,000 in cash balances. So through our brokerage providers your investments are covered. For more information please visit – SIPC





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Investments: Not FDIC Insured • No Bank Guarantee • May Lose Value. This website is operated by Newday Funds, Inc ("Newday") an SEC registered investment adviser. By using this website, you accept our Terms of Use and Privacy Policy. Newday’s investment advisory services are available only to residents of the United States in jurisdictions where Newday is registered. Nothing on this website should be considered an offer, solicitation of an offer, or advice to buy or sell securities. Past performance is no guarantee of future results. Any historical returns, expected returns or probability projections are hypothetical in nature and may not reflect actual future performance. Account holdings are for illustrative purposes only and are not investment recommendations. The content on this website is for informational purposes only and does not constitute a complete description of Newday’s investment advisory services. Certain investments are not suitable for all investors and are not available to all Newday Clients. Newday does not provide financial planning services to individual investors. Before investing, consider your investment objectives and Newday’s fees and applicable custodial fees. Brokerage services are provided by Apex Clearing Corporation to Newday Digital Platform Clients or by Charles Schwab to Newday Premier Clients , both firms are SEC registered broker-dealers and members FINRA/SIPC. Market Data by Xignite. For more information, see Full Disclosures. IMPORTANT: Calculator assumes monthly contributions and no withdrawals. Projections generated are for illustrative purposes only and is hypothetical only. It does not represent results of actual trading using client assets, are not individualized, are not intended to serve as the primary or sole basis for investment decisions, and not a guarantee of future results. The rate of return on investments can vary widely over time including the potential loss of principal. Information provided by Newday Support is for informational and general purposes only and is not investment or financial advice.

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Address: 500 Washington Street, San Francisco, CA 94111. Email info@newdayinvesting.com

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